Access & Performance Single Premium Deferred Annuities (SPDA)
Guaranteed* growth available for 3 through 7 years
Simple. Secure. Retirement Growth.
If you are looking for dependable returns without the stress of market swings or complex investments, a single premium deferred annuity could be the solution. Designed for stability, Access and Performance SPDAs let you grow your retirement savings with confidence.
When is a single premium deferred annuity a good fit?
I need stability.
Interest is earned at a fixed rate for the term that you choose, ensuring consistent growth without having to think about market volatility.
I want expected returns with no surprises.
Tax-deferral allows your savings to grow efficiently. That means you earn interest on your principal, on your earnings, and even on the money you would’ve paid in taxes. You don’t pay the taxes on gains until you begin withdrawals.
I need flexibility.
Access to your savings is essential. Our SPDAs provide flexible withdrawal options including required minimum distributions (RMDs) and penalty-free access in the event of terminal illness or nursing home care, providing flexibility when it matters most.
Why choose Access and Performance Single Premium Deferred Annuities?
Access and Performance SPDAs combine the stability of guaranteed growth with the benefit of tax-deferred growth.
You choose the term that fits your financial strategy, and United Life guarantees an interest for that term, offering you stable and reliable growth.
Selection
Choose between Access & Performance SPDAs for the growth period that fits your financial plan. Offering guaranteed rates for 3-,4-,5-,6-,7- year periods.
Flexibility
Surrender-Charge-Free Withdrawal Options: Enjoy flexibility with surrender-charge-free withdrawals under specific conditions, such as terminal illness, nursing home confinement and required minimum distributions (RMDs).
Predictable Growth
SPDAs offer guaranteed growth so you know what your savings will amount to at the end of your surrender period.
Discover how Access and Performance Single Premium Deferred Annuities could help you plan a predictable retirement.
* Annuity guarantees contingent on maintaining minimum contract values and rely on the financial strength and claims-paying ability of the issuing company.