Lifetime Protection with Growth Potential
LegacyAccel® Index Universal Life (IUL) offers more than traditional life insurance. It combines valuable death benefit protection with the potential for tax-advantaged cash value growth and designed to help protect your legacy while building toward long-term goals.
Why Choose LegacyAccel® IUL?
No Medical Exams for Most Applicants
Enjoy a fast, streamlined application process with no physical or lab work required in most cases.*
Tax-Free Death Benefit
Choose a coverage amount from $25,000 up to $9.9 million—with flexible benefit options to suit your goals.
Cash Value Growth with Downside Protection
The policy value grows based on market index performance, though the money is never directly invested in the stock market. Plus, the policy includes a minimum guaranteed return to help protect your progress.
Flexible Access to Your Money
Access your cash value through policy loans or penalty-free withdrawals—plus, unlock benefits for chronic or terminal illness when you need it most.
Built-In Living Benefits
LegacyAccel® includes a Living Benefit Rider, which allows you to access a portion of your death benefit if you’re diagnosed with:
- A chronic illness
- A terminal illness
- A severe cognitive impairment
There’s no additional cost for this rider unless you choose to exercise it.
Your future should not be left to chance.
Talk to your financial professional today to see how LegacyAccel® IUL can fit into your financial strategy.
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* Medical testing may be required in some cases depending on age and coverage amount.