Align Annuities with Modern Retirement Goals
Show clients what is possible with annuities
We know that clients don’t ask for annuities, simply because they have not seen how useful they can be.
Fill the Retirement Income Gap with an Income Floor
With increasing uncertainty about future income, many retirees face a significant gap between what they have and what they need. Annuities can help close that gap by providing guaranteed income for life – offering stability when it matters most.
90% of retirement plan participants stated they are wary of inflation’s impact on their retirement income, while 76% said they fear the possibility of outliving their savings. Four out of five indicated an interest in guaranteed lifetime income.¹
Steps in establishing the retirement income floor
Annuities help build that income floor, complementing Social Security and providing protection against inflation, market volatility, and longevity.
By allocating a portion of a client’s portfolio to guaranteed income, financial professionals can simplify income planning and give clients greater confidence about the future.
Balance Growth and Protection: How Annuities Enhance Client Portfolios
Our WealthChoice FIA provides strategic support by offering market-linked growth potential combined with downside protection. This enables you to build portfolios that support clients’ long-term accumulation goals while preserving principal, enhancing both confidence and client retention in any market environment.
Mitigate Key Retirement Risks with a Fixed Indexed Annuity
Fixed indexed annuities can play a critical role in managing the risks that threaten retirement security like market volatility, sequence of returns, and longevity. By providing downside protection, steady income through market fluctuations, and guaranteed lifetime income, they offer clients a more stable foundation for lasting financial confidence.
Insights for Financial professionals
An RMD Strategy for Clients With Philanthropic Goals
The appropriate RMD strategy can help clients who don’t need the income achieve philanthropic goals while potentially reducing taxable income.
Helping Clients Reach Charitable Giving Goals
See how financial professionals can help clients achieve charitable giving goals through thoughtful conversations, tax planning, and family engagement.
Financial Professional’s Guide to Growing Your Practice Through Financial Education
Learn how growing your practice through financial education builds trust, attracts next-gen clients, and drives engagement beyond Financial Literacy Month.
Match the Right Annuity to your Clients’ Needs
Discover how our annuity solutions can support your clients’ goals, whether they’re focused on growth, protection, or guaranteed income.
Your organization may not offer all product surrender periods or allocation options.
For details on available options, please contact your back office or the United Life sales desk at 800-637-6318.
Additional Strategies to Grow Your Book of Business
1. Employees, Concerned About Inflation and Longevity, Want Income Options in Retirement Plans, Survey Says – Greenwald Research