Privacy & Terms of Use

PRIVACY STATEMENT

United Life Insurance Company is committed to your confidentiality. We recognize that private information we learn about our customers should only be used responsibly. Since 1962, United Life has maintained a strong focus on quality, excellent service, financial strength, integrity and trust.

We do not sell lists of our customers, nor do we disclose customer information for marketing products and services offered by other companies. We may collect non-public personal information about you from the following sources:

  • Information we receive from you on applications or other forms you complete in connection with processing your request to apply for our insurance and annuity products or in connection with processing related claims.
  • Information we receive from a consumer reporting agency or similar third parties (when part of our insurance underwriting practices).
  • Information about your transactions with us and our affiliates such as your payment history on your account balances.
  • Individually identifiable health information, such as your medical history (when part of our insurance underwriting practices or in connection with a claim for benefits).
  • Web site information: When you visit our websites, we will record information necessary to track aggregate information about our visitors. This information will include, but is not limited to your IP address, browser and platform types, access times and dates, and pages you viewed. This information is gathered solely for the purpose of generating aggregate statistics which are used to help us improve our sites. We may also store “cookies” on your computer. Cookies are used to collect certain information that you may enter and are used only to improve your experience on our websites.

We only use this information to issue and administer competitive insurance products and services and to develop marketing programs and products to better allow you to make informed decisions concerning the insurance protection you may need. Our practices are designed to manage this information carefully.

We do not disclose nonpublic personal information about our customers or former customers to nonaffiliated third parties, (or outside of United Life Insurance Company) except as permitted by law. We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. In general, our disclosures are to parties that provide services for us so that we may more efficiently process the transactions and services you request. We may also disclose any information collected (other than medical information) to parties with which we have an agreement to jointly offer or sponsor products or services. Our agreements with those parties require them to use your information responsibly and limit their ability to share this information with other parties. We do not share, internally or externally, personally identifiable medical information for any purpose except to process transactions or to provide services you have requested.

We have security practices and procedures in place to prevent unauthorized access to your information. Our practices of safeguarding your information help protect against the criminal use of your information.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

How can I change the information you have about me and my account?
If you want to access, correct, or update your information for a policy that has been issued, please contact Customer Service at 800-637-6318, Monday through Friday, 8 a.m. through 4:30 p.m. Central Standard time. You may also submit your request via our website by going to our ‘Contact Us’ page and completing the online contact form.

Additional Notice Regarding our Websites:
The United Life Insurance Company websites contain links to websites of other companies and organizations. While we provide links to outside sites as a convenience to you, we are not responsible for and do not endorse any site, or any of the products, information or services offered by these companies or organizations. We are not responsible for the accuracy, content or maintenance of those sites. If you visit one of these sites, you may be asked to provide information. Be aware that we are not responsible for the privacy practices or policies of any of those sites and we encourage you to read their privacy statements before using those sites. Your browser may include a “Do Not Track” setting that signals websites to disable tracking by third parties such as ad companies. Currently United Life Insurance Company websites do not support the technology to respond to “do not track” signals or other similar mechanisms.

WEBSITE PRIVACY STATEMENT

Preserving your trust and respecting your privacy is very important to United Life Insurance Company.

Information We Collect

When you visit our website, we will record information necessary to track aggregate information about our visitors. This information will include your IP address, browser and platform types, access times and dates, the first page you open on our site, each page you visit within our site and the last page you viewed before leaving our site. This information is gathered solely for the purpose of generating aggregate statistics which are used to help us improve our site. None of this information is personally identifiable and none of this information is distributed to third parties

Third Party Hyperlinks

The United Life Insurance Company web site contains links to websites of other companies and organizations. While we provide links to outside sites as a convenience to you, we are not responsible for and do not endorse any site, or any of the products, information or services offered by these companies or organizations. We are not responsible for the accuracy, content or maintenance of those sites. If you visit one of these sites, you may be asked to provide information. Be aware that we are not responsible for the privacy practices or policies of any of those sites and we encourage you to read their privacy statements before using those sites.

E-mail

Since Internet e-mail is not secure, please do not e-mail information that you want to keep private or confidential. We will not be responsible for any loss, harm, or damages you may suffer if you transmit confidential or sensitive information to us.

DISCLAIMERS & OTHER LEGAL DOCUMENTS

United Life Insurance Company is a wholly-owned subsidiary of Kuvare US Holdings, Inc.

Term of Use

By using this web site, you agree to the terms of this "Disclaimers & Other Legal Statements", our "Privacy Statement" and our "Web Site Privacy Statement". Do not use this web site if you do not agree to abide by the terms of these statements.

Liability and Warranty Disclaimer

We will make reasonable efforts to include accurate and current information on our web site, but be advised that the information contained in our web site is subject to change without notice. We cannot guarantee or warrant that anything available for downloading on this site is free of viruses, bugs, worms, logic bombs, Trojan horses, or any other code or program that has contaminating or destructive properties.

United Life Insurance Company provides this site and its contents on an “as is” and “as available” basis and make no warranties or representations, express or implied, including but not limited to, the accuracy, quality, completeness, currency, ownership, non-infringement, merchantability, or fitness for a particular purpose of our web site. United Life is not liable to any party for any direct, indirect, incidental, consequential, punitive or any other damages arising out of any access to, inability to access, reliance upon, use or performance of this site, another hyper linked web site, or any data, programs or materials transmitted through or residing on our site or another hyper linked site, including, without limitation, any lost income or profits, business interruption, loss of or damage to programs, data or property, or claims for third parties, even if we are expressly advised of the possibility or likelihood of such damages. Some jurisdictions do not allow the exclusion of implied warranties so the preceding may not apply to you.

Coverages

The United Life Insurance Company web site contains only brief descriptions of coverages and is not an offer of insurance nor is it an insurance contract. The coverage descriptions contained in our web site do not include all available terms, conditions or limitations. Products and services mentioned in this web site may not be available in all states. The precise coverage afforded to any insured is contained in the declarations pages, policies and endorsements issued to that insured. If there is any conflict between the coverage description on our web site and our policies, endorsements or declarations pages, THE PROVISIONS OF THE POLICY, ENDORSEMENTS AND THE DECLARATIONS PAGES SHALL PREVAIL. For more specific information about a United Life Insurance Company policy, please contact one of our independent insurance agents.

Linking

Please do not hyperlink to any United Life Insurance Company web site page without our prior written approval. For approval, please send your request in the ‘Contact Us’ section.