Payment Options

United Life Payment Options

United Life Insurance Company offers a variety of payment options for our policyholders. You can pay by EFT to have payments automatically deducted from your bank account; pay online using a credit card, debit card or electronic check; or pay by mail with a check or money order. Choose whichever method is most convenient for you.


Pay by EFT

With Electronic Funds Transfer (EFT), your payment will be automatically transferred from your bank account (checking/savings) to ours on a quarterly or monthly basis. There is no fee to process EFT transactions and you'll never have to worry about having a late payment. To register, complete and sign our Preauthorized Premium Withdrawals Form and send it to United Life by mail, email or fax:

United Life Insurance Company
PO Box 729
Cedar Rapids, IA 52406-0729
Fax: 888-726-9736

Pay Online

You can make a payment online using Express Bill Pay at, available 24 hours a day, seven days a week, with no fee for online transactions. Payments can be made using one of the following methods:

  • Credit Card: We accept Visa and MasterCard
  • Debit Card: We accept Visa and MasterCard
  • Electronic Check: You must provide the account number and routing number for your checking or savings account.

Online payments submitted during business hours will be processed the next business day. Transactions are subject to return if rejected by your financial institution for any reason.


Pay by Mail

All check or money order payments with a remittance slip should be mailed to United Life Insurance Company, PO Box 729, Cedar Rapids, IA 52406-0729. If you are sending a payment by express mail (FedEx, UPS, etc.), please use this address: United Life Insurance Company, PO Box 729, Cedar Rapids, IA 52406-0729.

Contact our Customer Service Center

If you have a question about your payment, contact United Life's Customer Service Center at 800-637-6318 between 8:00 AM. and 4:30 PM CT Monday through Friday (excluding holidays).